Let investment of each person be Rs. N
Total investment of 4 people = 4 x N = Rs. 4N
Investment of each person when two more people join them = Rs. (N - 12000)
∴ Total investment of 6 people = 6(N - 12000)
∵ 4N = 6(N - 12000)
⇒ 4N = 6N - 72000
⇒ 2N = 72000
∴ N = 36000
Hence total investment = 4 x 36000 = Rs. 144000